Invest through the Downing Innovative Finance ISA in three easy steps


Open your IFISA

Complete your profile to set up your Downing IFISA


Add funds

Fund your account by bank deposit or by transferring savings from your other ISAs


Invest and earn returns tax free

Select the Crowd Bonds you wish to invest in and put your ISA to work

Download guide

Capital is at risk and returns are not guaranteed. These are fixed-term Bonds and are not readily realisable.

Open a Downing IFISA today

  • Tax-free interest. The current average interest rate on Crowd Bonds is 5.34% p.a.**
  • Invest up to £20,000 this year or transfer as much cash as you like from previous ISA years.
  • It's free to open an IFISA and we won't charge you to transfer existing ISAs.***
  • Keep control: choose your own Bonds to invest in.

Raised to date


Capital repaid to date


Interest paid to date


Bad debt to date