You could lose all of your money invested in these products.

These are high-risk investments and are much riskier than a savings account.

Invest in Downing bonds

Lend to asset-backed businesses and typically earn interest of 2.5%-5.5% p.a.




through Downing bonds. View our bond book.



capital repaid

to our investors.




weighted average interest rate across all bonds to date.



 bad debt

Bad debt is when the borrower fails to pay any interest and/or capital to investors despite recovery attempts.

As part of Downing LLP, we're able to apply the company's 30+ years' investment management skills and experience to fixed-rate bonds.

Downing Development Finance

Downing Development Finance (DDF) was set up in 2017 at a time when banks were continuing to limit development finance for small and medium-sized enterprises (SMEs). DDF and its subsidiary Downing Development Lending Ltd make secured loans to residential property developers, property development companies and trading businesses looking to build new, or alter existing, premises.