Crowd Bonds needn’t be taxing.

The Downing IFISA lets you invest in Crowd Bonds without being taxed on any interest you earn.

Learn more

Simple. Direct. Transparent.

Downing Crowd Bonds connect you with asset rich businesses, offering security over those assets and competitive returns.

View Offers

In it together.

On Crowd Bonds, our monitoring fee is contingent on investors getting their capital and interest back.

Become a member

Invest in businesses you believe in.

Downing brings you a range of asset-backed bonds from UK businesses typically offering 4% to 7% p.a.

Capital and returns at risk.

View Offers

Average interest rates of 5.95% p.a.*

Applying 20 years of Downing’s investment management experience to Crowd Bonds.

Capital and returns at risk.

Join Us

*weighted average interest rate of all investments made in the first 12 bonds

Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

LATEST OFFERS (6)

5.25%

Interest rate p.a.

ASSET
BACKED

24 Months

Term

An opportunity to lend money to an operational data centre in Birmingham with the bond secured against the company's assets, and earn up to 5.25% p.a. Note this bond is not eligible for the Innovative Finance ISA.

Coming Soon

3.25%

Interest rate p.a.

IFISA

Eligible

Monthly
access*

An unsecured bond from Bagnall Renewables Ltd, an established company with interests in a range of renewable energy projects. *This rolling bond has a low LTV and offers monthly liquidity subject to normal market conditions and a calendar months' notice.

Coming Soon

Register or log in

Access all Offers and hear about new Bonds before they launch.

Registration only takes 30 seconds to complete.

3.25%

Interest rate p.a.

IFISA

Eligible

Monthly
access*

An unsecured bond from Pulford Trading Ltd, an established company with interests in a range of asset-backed businesses. *This rolling bond has a low LTV and offers monthly liquidity subject to normal market conditions and a calendar months' notice.

Coming Soon

Register or log in

Access all Offers and hear about new Bonds before they launch.

Registration only takes 30 seconds to complete.

7.00%

Interest rate p.a.

IFISA

Eligible

ASSET
BACKED

18 Months

Term

An opportunity to invest in Royal Foresters, a new Pub development near Ascot, offering a higher rate than typically offered on Crowd Bonds, reflecting the higher risk of investing before the pub is trading.

Closed

5.00%

Interest rate p.a.

IFISA

Eligible

ASSET
BACKED

6 Months

Term

The Bond is secured against a portfolio of more than 300 PV systems, all of which qualify for payment under the Government’s Feed-in Tariff (FiT) scheme. The FiT revenue accounts for over 95% of the projected income of Alternate Energies.

Closed

6.00%

Interest rate p.a.

IFISA

Eligible

ASSET
BACKED

12 Months

Term

An opportunity to lend to Hedderwick Limited which owns two prominent freehold sites, one of which is trading as a high-quality pub restaurant and the other is currently vacant and awaiting planning permission for a full refurbishment later in the year.

Closed

SEE ALL

£25,530,053 Raised to date

804 Investors to date

£489,176 Interest paid to date

£3,200,000 Capital repaid to date

What Downing offers

Investor network

Downing LLP has raised £1.7bn from 35,000 investors seeking to invest in businesses that make a profit and a difference.

Asset-backed businesses

We only arrange loans to companies that can provide a level of security to investors.

Investor Protection

Bonds go through our due diligence process and have a full offer document outlining risks and returns.

Keeping money separate

Investors' money is held in a segregated bank account pre and post investment.

Transparency

Our team monitor performance and help investors keep track of their money post investment.

Contingent fees

Our annual monitoring fees are contingent on investors getting their capital and interest back.

Downing LLP ("Downing") is authorised and regulated by the Financial Conduct Authority (firm reference number 545025). Downing does not give advice or make personal recommendations. All investment products carry risks. Any investment should only be made on the basis of the information and terms set out in the Offer Document, the general website Terms & Conditions, and the IFISA Terms & Conditions, and your attention is drawn to the risk, fees and taxation factors contained therein. Please consider all risks before investing and read the relevant Offer Document for each investment. The Bond is not readily realisable and is not subject to the same protection from the Financial Services Compensation Scheme (FSCS) as deposits. Tax treatment depends on individual circumstances of each investor and may be subject to change in future. Past performance is not a reliable indicator of future performance. Please note that capital is at risk and returns are not guaranteed.

Crowd Bonds needn’t be taxing.

The Downing IFISA lets you invest in Crowd Bonds without being taxed on any interest you earn.

Simple. Direct. Transparent.

Downing Crowd Bonds connect you with asset rich businesses, offering security over those assets and competitive returns.

In it together.

On Crowd Bonds, our monitoring fee is contingent on investors getting their capital and interest back.

Invest in businesses you believe in.

Downing brings you a range of asset-backed bonds from UK businesses typically offering 4% to 7% p.a.

Capital and returns at risk.

Average interest rates of 5.95% p.a.*

Applying 20 years of Downing’s investment management experience to Crowd Bonds.

Capital and returns at risk.

Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

LATEST OFFERS (6)

DATA CENTRE (BIRMINGHAM) BOND

BAGNALL RENEWABLES ROLLING BOND

Register or log in

PULFORD TRADING ROLLING BOND

Register or log in

ROYAL FORESTERS PUB BOND

ALTERNATE ENERGIES SOLAR BOND TWO - TRANCHE THREE

HEDDERWICK PUB BOND - TRANCHE ONE

What Downing offers

Investor network

Asset-backed businesses

Investor Protection

Keeping money separate

Transparency

Contingent fees

Downing LLP, Ergon House
Horseferry Road, London
SW1P 2AL
020 7416 7780

Cookies policy

Crowd Bonds needn’t be taxing.

The Downing IFISA lets you invest in Crowd Bonds without being taxed on any interest you earn.

Simple. Direct. Transparent.

Downing Crowd Bonds connect you with asset rich businesses, offering security over those assets and competitive returns.

In it together.

On Crowd Bonds, our monitoring fee is contingent on investors getting their capital and interest back.

Invest in businesses you believe in.

Downing brings you a range of asset-backed bonds from UK businesses typically offering 4% to 7% p.a.

Capital and returns at risk.

Average interest rates of 5.95% p.a.*

Applying 20 years of Downing’s investment management experience to Crowd Bonds.

Capital and returns at risk.

Capital is at risk and returns are not guaranteed. These are fixed-term bonds and are not readily realisable.

LATEST OFFERS (6)

DATA CENTRE (BIRMINGHAM) BOND

BAGNALL RENEWABLES ROLLING BOND

Register or log in

PULFORD TRADING ROLLING BOND

Register or log in

ROYAL FORESTERS PUB BOND

ALTERNATE ENERGIES SOLAR BOND TWO - TRANCHE THREE

HEDDERWICK PUB BOND - TRANCHE ONE

What Downing offers

Investor network

Asset-backed businesses

Investor Protection

Keeping money separate

Transparency

Contingent fees

Want to be first to hear about new offers?

Sign up to our newsletter.

Downing LLP, Ergon House Horseferry Road, London SW1P 2AL 020 7416 7780

Downing LLP, Ergon House
Horseferry Road, London
SW1P 2AL
020 7416 7780