You could lose all of your money invested in these products.

These are high-risk investments and are much riskier than a savings account.

Invest in Downing bonds

Lend to asset-backed businesses and earn interest of 2.25%-7% p.a.




through Downing bonds. View our bond book.



capital repaid

to our investors.




weighted average interest rate across all bonds to date.



 bad debt

Bad debt is when the borrower fails to pay any interest and/or capital to investors despite recovery attempts.

As part of Downing LLP, we're able to apply the company's 30+ years' investment management skills and experience to fixed-rate bonds.

Macc Care Bond

This is an opportunity to earn a fixed interest rate by supporting the development and operation of a 65-bed purpose-built elderly residential care home in a large village in the West Midlands as part of the Macc Care Group. 

£4.8m has been successfully raised across 10 tranches, with a further £1.3m being issued in the coming months.

The home is due to open in September 2021.