Complete your profile to set up your Downing IFISA
Fund your account by bank deposit or by transferring savings from your other ISAs
Select the Crowd Bonds you wish to invest in and put your ISA to work
The Innovative Finance ISA (IFISA) allows you to invest in Crowd Bonds and peer-to-peer lending while keeping the tax advantages of traditional ISAs - an attractive prospect in the current low interest rate environment, coupled with rising inflation.
With the annual ISA allowance now at £20,000 in 2017/18, many investors are looking for ways to diversify their portfolios.
And with Crowd Bonds typically offering interest rates of 4%-7% p.a., this really sets the IFISA apart for those savers and investors happy to take more risk.
However, the IFISA is not the same as a Cash ISA and your capital is at risk and is not protected by the Financial Service Compensation Scheme deposit scheme.
Please remember, ISA tax advantages are subject to change and are subject to personal circumstances. Find out more about the Downing IFISA in the FAQs.
*Some other ISA providers may charge penalties or fees for transferring money out – please check before you transfer.