Put your money to work in a Downing IFISA and earn interest rates of 3-7% p.a. tax free

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Banyers House, supported by the Hedderwick Pub Bond

Capital at risk and returns are not guaranteed. Our bonds are not readily realisable and are not covered by the Financial Services Compensation Scheme (FSCS).

Open a Downing IFISA in three simple steps



Open an IFISA online in 60 seconds



Transfer money from your bank or another ISA



Select bonds that suit you and earn tax-free interest

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Five reasons to choose a Downing IFISA

  • Tax-free interest. The current average interest rate on Crowd Bonds is 5.53% p.a.*
  • Invest up to £20,000 this year or transfer as much cash as you like from previous ISA years.
  • It's free to open an IFISA and we won't charge you to transfer existing ISAs.**
  • Keep control: choose your own Bonds to invest in.
  • Remember, Downing's monitoring fees are contingent on you getting your capital paid in full.

*weighted average interest rate of all investments made in the first 43 Bonds.

**some other ISA providers may charge penalties or fees for transferring money out – please check before you transfer.

Need help? Call or chat to us

020 7416 7780 or click live chat below to talk to our customer service team in Cardiff. We’re on hand to help.

Matthew O'Keefe Customer Services / Operations Manager