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* The 2% offer is only applicable on funds held in an IFISA account. Commences 19th March 2018 and ends 30th June 2018. Returns will be calculated on your daily cash balance between these dates and will be paid into your Downing IFISA as a single payment within 5 working days of 30th June 2018. Please note, IFISA is not the same as cash ISA. Capital and returns are at risk when investing. Tax treatment is dependent on individual circumstances.
Complete your profile to set up your Downing IFISA
Fund your account by bank deposit or by transferring savings from your other ISAs
Select the Crowd Bonds you wish to invest in and put your ISA to work
The Innovative Finance ISA (IFISA) allows you to invest in Crowd Bonds while keeping the tax advantages of traditional ISAs - an attractive prospect in the current low interest rate environment, coupled with rising inflation.
With the annual ISA allowance now at £20,000, many investors are looking for ways to diversify their portfolio, and with Crowd Bonds offering on average 6.16% p.a.* this really sets the IFISA apart for savers and investors happy to take more risk.
The Innovative Finance ISA is not the same as a cash ISA, your capital is at risk and is not covered by the Financial Service Compensation deposit scheme. ISA tax advantages are subject to change and personal circumstances. Find out more.
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This document has been produced by Good With Money not Downing LLP (“Downing”). Downing does not take any responsibility for the contents of this document or any reliance placed on it.
*weighted average interest rate of all investments made in the first 25 Bonds.
**some other ISA providers may charge penalties or fees for transferring money out – please check before you transfer.
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