Since co-founding britishairways.com in 1994, Julia has invested a combination of her time and money in a series of new businesses in the digital and environmental sectors, including most recently Trillion Fund, a loan based crowdfunding platform for renewable energy projects. She co-founded the UK Crowdfunding Association in 2012, and has been instrumental in reforming regulation for crowd investors, and in the creation of the new Innovative Finance ISA. Julia joined Downing in March 2016 to lead the crowdfunding business downingcrowd.co.uk, offering corporate bonds to retail investors.

Parag joined Downing in October 2016 as Crowdfunding Operations Director. Parag gained his experience in the Crowdfunding sector by founding and operating a peer to business lending platform. Prior to this, he was involved in various pharmaceutical and retail based businesses. Parag graduated with a Bachelor’s degree in Business Information Management from the University of Glamorgan and is currently studying towards obtaining the IMC.

Kartika joined Downing in June 2016 to build and scale digital product development, user innovation and platform growth. She brings over 12 years' experience prior to joining Downing, Kartika worked at startups and corporates such as Expedia, Trillionfund, Accenture and Envivio. During her MBA in 2010 in San Francisco, Kartika specialised in developing Alternative Finance platforms, helping SMEs raise money through direct public offerings (DPOs).

Her qualifications include: an MBA in Sustainability Management from Presidio Graduate School in San Francisco (USA), an MSc in Information systems and Society from London School of Economics and a BSc in Computer Science and Human Computer Interaction from Westminster University. Kartika highly enjoys working in different cultures and has lived in San Francisco, Berlin and Paris.

Tom joined Downing in 2010. He previously worked for Robinson Reed Layton as an audit and tax senior, specialising in personal and partnership tax, and small company audits and qualified as a Chartered Accountant in 2009. Tom graduated from the University of Durham in 2003 with a BA in Economics. His role includes managing Downing’s IHT and BPRA Funds, new product development and assists Pierre Clarke in running the Fund Admin team.

Dan joined Downing in February 2017 as Crowd Product Manager to drive the development and market positioning of Downing Crowd. Prior to this, Dan was Chief Product Officer at Crowdsurfer, a data intelligence business focussed on the emerging crowd finance industry. In addition to detailed knowledge of the crowd finance market, Dan brings over ten years’ experience of taking new fintech products and propositions to market. He holds an MBA with Distinction from Cass Business School.

With over 15 years experience in IT covering a range of roles from systems development to IT solutions architecture and systems design, Dinesh joined Downing in 2016 as a Lead Solutions Architect. Prior to that, he has worked for Gocompare with a focus on Solutions Architecture and started his own Crowdfunding platform where he designed and delivered an operational peer to peer platform. Dinesh is certified in Enterprise and Solutions Architecture by the British Computer Society and holds a bachelor degree in Business Information Management Systems.

With over 10 years of development experience in a range of roles from developer to IT contractor, Jonathan joined Downing in October 2016 as a Lead Developer to improve Downing Crowd's digital presence. Prior to this, he was an IT contractor and also Lead Developer at GoCompare.com where he was the lead on their energy comparison product re-write. He was a co-founder of a crowd funding platform. Jonathan graduated with a Bachelor's degree (First Class) in Software Engineering from the University of Glamorgan.

Jonathan joined Downing Crowd in May 2017, with responsibility for supporting the technical development of the Downing Crowd platform. Prior to joining Downing, Jonathan worked with gocompare.com for 4 years re-writing existing products and developing new ones. He holds a BSc Computer Systems and Networks 2:1.

Rhys joined Downing as a junior developer in January 2017 as part of the crowdfunding team. He has built a breadth of experience, working previously as a web developer, junior .NET analyst, and more recently as a mobile developer. Rhys holds a first-class bachelor’s degree in Computer Science from Swansea University.

Amy joined our Downing Crowd team to focus on UX design for our crowdfunding platform. Originally from New-Zealand, she previously worked as a lead developer for a promotions company in Auckland, where she developed online promotions & games and ecommerce websites. Amy holds a Bachelor of Design (Graphic Design) from Auckland University of Technology and a Diploma of Web Development with Distinction from Yoobee School of Design.

Marina earned her BA Finance degree from Richmond University in London, after completing the core curriculum together with an internship with the research and development department in E! Entertainment (Comcast) London. Shortly after graduation in May 2009 she began working as an accounts assistant for The Credit Protection Association. Marina spent five years with CPA, until October 2014 when she joined Downing.

Natasha joined Downing in 2014 as front of house and joined the Fund Administration team at the beginning of 2015 as fund administrator. She is responsible for investor communication and the administration of the Downing PUB EIS and Growth 4 schemes. Before joining Downing Natasha worked as a receptionist/administrator for a granite and tile manufacturing head office.